Why is the Exodus from Egypt mentioned in connection with the prohibition of taking interest? It is as if God said, "I knew who was first-born in Egypt, and I will know those who falsely attribute their money to a non-Jew and then lend it on interest."
Neshech, or fixed interest prearranged at the time of the agreement, is prohibited by the Torah and can be collected in court. But Rabbi Yochanan says, "You shall not take from him (your impoverished brother) interest or increase, but fear your God," implying that he who takes interest is obligated to refund the interest out of fear of God. Still, he is not subject to a refund by a court order.
Art: Poor Fauvette by Bastien-Lepage
